Well, some good news.  I just got off the phone w/ the insurance company to ask why on Earth the co-pay for Maggie’s chemo drug Xeloda was nearly $500.  They said that it was because we had a $500 annual deductible that needed to be met.  Now that we’ve met that deductible the co-pay for the rest of this year will be in the $30 range.  That’s a relief!